Glossary · compliance
Accredited Investor
Also known as: AI
- Definition
- An Accredited Investor under the Securities and Futures Act is an individual with net personal assets > S$2M (with primary residence capped at S$1M contribution) or income > S$300k in prior 12 months. Treated as sophisticated under MAS regulatory framework with reduced disclosure protections.
AI status matters in wealth management because many private-bank products, hedge funds, PE funds, structured products, and family-office vehicles are restricted to AIs. AI status is self-certified on account opening and re-confirmed periodically. The threshold was last updated in 2018 to introduce the net-financial-asset measure and the primary-residence cap. UHNW clients are almost always AIs; HNW clients may or may not be depending on liquid wealth vs total wealth ratio.
Source: SFA — accredited investor definition
Related
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